Typical Day in Role:
Auditing and Execution
• Execute assigned audit activities independently as a team member or Officer-in-Charge (OIC).
• Assess the overall effectiveness of governance and management oversight over Real Estate Secured Lending Program Enhancements impacting operations.
• Assess controls across the First Line of Defense, including regulatory obligations, underwriting and collection processes. .
• Determine the efficiency, effectiveness, integrity and reliability of internal controls in relation to defined control requirements, employing data analytics to support conclusions, where applicable.
• Execute and manage assigned activities independently in accordance with the Department Standards ensuring audit testing is sufficient and appropriate to support the audit opinion.
• Document all audit work performed to ensure appropriate working papers are maintained and conform to department standards.
Problem Identification
• Identify and assess materiality of control weaknesses ensuring facts are gathered and determine the root cause of the problem impact, prepare / review audit findings, as applicable.
Reporting/Communication
• Draft audit findings, reports and correspondence to management. Ensure writing is clear, concise and accurate.
• Present and discuss findings and progress with management, as required.
• Follow up on open action items and/or new audit issues raised.
Typical Day in Role:
• Develop and maintain good relationships with key auditee and business line management
Candidate Requirements/Must Have Skills: –
• Overall 10+ years of experience in in Retail Banking and at least 5+ years in Audit, Regulatory body, or related experience with a deep understanding of Real Estate Secured Lending products and key regulations/regulatory.
• 5+ years’ Experience in change management testing experience.
• Proven track record of training / working with different stakeholder groups.
Nice-To-Have Skills:
• Written and spoken Spanish is preferred.
• Knowledge of analytical tools such as Python and experience using PowerBI is an asset.
Soft Skills Required:
• The incumbent should also have good presentation and report writing skills, display a good balance between technical knowledge (technology) and soft skills.
• Ability to write clearly and concisely.
• Strong strategic, analytical, problem-solving, and critical thinking skills.
• A self-starter / takes initiative, deals well with ambiguity, is detail oriented.
• Highly organized, ability to work in a dynamic and fast paced environment.
• Strong people skills, including relationship building with clients.
Education & Certificates:
• Bachelor’s degree in business, finance, economics, accountancy, or any other relevant experience.